Being a developer in San Francisco right now means sitting right at the center of the AI boom, and it's still an open question how that plays out for jobs and pay across the industry. I'm talking with people in similar seats about making sure their financial plan can handle both the upside and the uncertainty. Have you thought through what these shifts could mean for your own career and security?

Navigating AI's impact on career and financial planning.

Wanted to touch base given what's happening in the housing market here. Inventory is tight and prices keep setting records, and there's still an active debate in Sacramento over state tax policy. Curious if either of those is making you rethink your property or investment strategy.

Addressing San Francisco housing and tax pressures.

For most developers here, the real challenge is balancing a high income against the cost of living and what taxes might look like down the road. Roth conversions are worth a look given where state and national tax policy seem to be headed. Let's make sure your plan is built for the long run.

Optimizing tax strategy with Roth conversions in a high-cost, high-tax environment.

Austin's tech scene keeps shifting, especially with Governor Abbott weighing in on AI data centers and the tax incentives around them, and that's changing where the opportunities sit in marketing too. I work with people navigating exactly this kind of local change to make sure their financial plan keeps up. Would it be worth a short call to talk through what's on your mind?

Proactive planning amid local economic and industry shifts.

It's been a while. I've been watching the news out of Austin on AI data centers and the steady flow of high-net-worth people relocating to Texas, and both are worth a second look on the financial planning side. Has either one shown up in your own work or goals lately?

Revisiting plans in light of specific economic changes.

Ahead of our meeting, a few things worth flagging: the state's shifting stance on AI data centers, plus the political activity around Travis County and the Texas Senate race. Together they're creating real opportunities and real risks for a financial plan. Let's talk through how they intersect with your goals.

Tailoring the meeting agenda to current local events.

I've been following Adobe's stock lately, especially the volatility tied to its AI strategy and the recent analyst downgrade. When the stock moves like that, it's usually a good prompt to look again at how much of your wealth is tied up in RSUs versus everything else. I work with Adobe employees on exactly this kind of review. Would a short, no-pressure call be useful?

Navigating stock volatility and equity concentration risk.

Wanted to reach out. I've been keeping up with Adobe's moves lately, especially the Topaz Labs acquisition and the push into agentic AI, and shifts like these tend to ripple into compensation, career paths, and the long-term value of your equity. Happy to talk through how they might factor into your plan for the next few years. Free for a quick call next week?

Adapting financial plans to strategic company shifts and acquisitions.

Great to see Adobe post record Q2 revenue of $6.62 billion and raise its FY26 outlook. With the company growing like this, it's a good time to make sure your own plan, especially your RSUs and other benefits, is keeping pace. Let's find time soon to go through it together.

Aligning personal financial strategy with company growth.

Saw that Cost Plus Drugs is expanding into insulin and diabetes care, which is about as high-demand a category as it gets. As that side of the business scales, it usually raises new questions around liquidity, tax-efficient reinvestment, and de-risking the rest of your holdings. Would it help to talk through how other founders at a similar stage are approaching that?

Growth-stage liquidity and tax planning around Cost Plus Drugs' expansion.

Congrats on the new arena naming-rights deal for the Mavericks. That's a notable move even outside your day-to-day at Cost Plus Drugs, and a good moment to reconnect. Has anything changed in how you're thinking about diversification across sports, media, and your other ventures since we last spoke?

Reconnecting on diversification across sports, media, and other holdings.

Your recent comments on AI's economic impact, plus backing that robotics SPAC deal, make it clear you're leaning further into frontier tech. I work with clients navigating similar bets, balancing high-conviction technology positions against core wealth preservation. Curious how you're weighing that trade-off right now.

Balancing frontier-tech conviction with wealth preservation.

Saw the news that JPMorgan named Doug Petno and Troy Rohrbaugh co-presidents, which signals real movement in the succession picture. Transitions like this usually raise planning questions for executives around wealth transfer and estate strategy. How are you thinking about lining up your own financial plan with where the firm's succession is headed?

Wealth transfer and estate planning around executive succession.

Your recent comments about not buying long bonds or stocks right now really stuck with me. A lot of sophisticated investors are wrestling with the same call. How are you approaching your own portfolio given your read on geopolitical and fiscal risk?

Reconnecting on portfolio positioning amid a cautious market outlook.

I've been following your involvement in the bank regulation and tax conversations happening both in the UK and here at home. You're clearly close to the policy shaping the financial sector right now. What tax and regulatory challenges are you watching most closely for executives, and how is that shaping your own wealth strategy?

Navigating personal tax exposure amid active regulatory engagement.

Nvidia's projected 70% growth next year is an extraordinary number, even by your standards. Growth at that pace tends to raise real questions about capital allocation and how much of your own wealth stays tied to the company versus spread elsewhere. Would it help to talk through how other founders handle that balance during a hyper-growth stretch?

Diversification and liquidity planning during hyper-growth.

Between the reported $500 billion financing plan and the potential Hugging Face acquisition, Nvidia's capital strategy keeps getting bigger. Good moment to reconnect. Has your own thinking on personal liquidity or diversification shifted as these deals take shape?

Reconnecting on personal liquidity as corporate capital needs grow.

Your public stance against slowing AI development, and the direct line to President Trump on policy, put you at the center of how this all plays out regulatorily. I work with executives navigating similarly high political and career-legacy stakes. Curious how you're thinking about long-term wealth planning against that backdrop.

Long-term wealth planning amid high political and regulatory stakes.

Saw that Habits closed its pre-seed round and has been growing the team quickly since. Stages like this tend to raise real questions about equity, comp structure, and personal financial planning for a founder-CEO. Would a short call be useful to compare notes on how other early-stage founders are approaching it?

Founder equity and financial planning through early-stage growth.

Following up given how much Habits has been in the press lately between CNBC, the Journal, and Newsweek. Growth like that usually comes with new questions about personal wealth outside the company. Worth a quick conversation on how your plan is keeping pace?

Reconnecting as press coverage and company growth accelerate.

Looking forward to our meeting. I'd like to spend most of the time on how your equity in Habits fits into your broader financial plan, especially as the company keeps growing. Let me know if there's anything else on your mind before we meet.

Aligning founder equity with long-term financial planning.

Noticed you're at Habits Inc. as they scale the platform connecting millennials with financial professionals. Equity in an early-stage fintech role is a moving target, especially with how fast lead-gen infrastructure valuations are shifting right now. I've helped a number of startup employees work through that kind of equity concentration against their longer-term goals, if that'd be useful to compare notes on.

Balancing equity concentration with long-term financial goals.

It's been a busy stretch for fintech, and I know how much work goes into building a platform that actually shifts consumer behavior. If anything's changed in your role or comp since the last funding round, it's worth revisiting your planning baseline. Are you feeling good about how your equity strategy lines up with your exit goals?

Checking in after a funding round to revisit equity strategy.

With Habits Inc. growing its network of financial professionals, have you had a chance to revisit your tax strategy for your equity awards? Most people wait until tax season, but startup options usually have better mid-year moves available. I work with people in tech to keep their financial strategy as active as their day-to-day.

Proactive tax planning for equity awards.

Noticed the news on the Fin acquisition and the continued Agentforce rollout. Shifts like these are usually a good prompt to re-evaluate your total equity compensation and long-term plan. Would a quick chat be useful to compare your current grant structure against your own financial goals through this transition?

Proactive RSU and equity review following company-wide strategic shifts.

With more industry talent moving toward specialized AI labs lately, I wanted to check in on whether you've updated your financial plan recently. Even if you're staying put, the Agentforce transition and what it means for your long-term equity is on a lot of people's minds at your level. How confident are you feeling about your portfolio diversification right now?

Maintaining engagement with long-term clients through industry talent shifts.

With so much happening in AI and Salesforce doubling down on Agentforce, I've been helping a few colleagues think through the tax implications of their upcoming RSU vests. Since things are moving quickly, I'd like to walk you through a few ways to manage concentration risk while your role evolves. Do you have time for a quick check-in next week?

Managing RSU vesting and concentration risk during company change.